Free to use. One request, $100 – $5,000, no obligation.
FundCashAdvance
Start my request

One request. A whole network of lenders.

Send one request for $100 – $5,000. Smart funds for life's moving parts. Quick match, calm process.

How it worksStart my request
FundCashAdvanceLoan request
Free
  • $100 – $5,000
  • Soft inquiry
  • No obligation

Start your request

A secure form that takes a couple of minutes. No paperwork, no branches, no calls to make.

SSL-encrypted submission100% no fee to submit a request

SSL-encryptedYour details travel encrypted
Soft inquiry firstChecking won’t touch your score
$0 to useFree, with no obligation
No cold callsWe place no outbound sales calls

Send one request. Stay in control.

Free to useNo obligationWe are not the lender

“We forward your request to participating lenders. Each one decides for itself whether to work with you, and on what terms. Our role is the introduction, nothing more.”

A request, not an approvalHow FundCashAdvance works

All the details

How it works

Three steps, start to finish

No calls to make and no paperwork to post. The whole route runs in your browser.

Step 01

Complete the form

A secure online form that takes a couple of minutes. No paperwork, no branches, no hassle.

Start my request
  1. One request, $100 to $5,000

    Lenders in our network consider requests between $100 and $5,000. The same request reaches the whole network, not a single lender.

  2. Who can send a request

    You must be at least 18 (19 in Alabama and Nebraska), a legal US resident, and live in a state where the service is available.

  3. Soft inquiry first

    The initial inquiry for matching may be a soft inquiry that does not affect your score. A lender may run a hard inquiry if you accept an offer.

  4. Approval is not guaranteed

    Submitting a request does not guarantee a match or an approval. Each lender makes its own underwriting decision.

Step 02

Get matched

We route your request to lenders in our network. If a lender is interested, you are connected to review their offer.

How it works
  1. How lenders are chosen

    We are paid by lenders, often on a bidding model in which the highest available bidder is connected to you. Our service stays free to you.

  2. We do not cold-call

    FundCashAdvance places no outbound sales calls. A lender, and any third parties you consent to on the form, may contact you directly.

  3. Not available everywhere

    If you request a loan where such loans are prohibited, or where we have no available lender, you will not be connected to one.

  4. Tribal lenders

    You may be offered a loan by a tribal lender. Their rates and fees may be higher than those of state-licensed lenders.

Step 03

Receive funds

If a lender approves and you accept, the lender initiates the deposit, not FundCashAdvance. Timing is set by the lender and your bank.

Common questions
  1. Rates and terms come from the lender

    Your lender discloses the rate and every fee in its Truth in Lending Act disclosure before you accept anything.

  2. Straight to your bank account

    If you accept, the lender deposits the funds into the account you provided. It may take one or more business days.

  3. Short-term loans are not a long-term fix

    They exist to give temporary relief. If you face serious financial difficulty, consider other options or seek professional advice.

  4. Late payments hurt your credit score

    Only accept terms you can afford to repay. If you cannot pay on time, contact your lender straight away.

Where your request travels

One request, one clear route

We make the introduction; the lender makes the offer. Here is every stop your request makes, start to finish.

  1. One short form$100 to $5,000, in a couple of minutes
  2. Soft inquiryMatching starts without touching your score
  3. Lender networkParticipating lenders review your request
  4. Offer in writingRate, fees and repayment terms up front
  5. Accept or walk awayYou are never obliged to borrow

Built to keep you in control

How it works
Secure submission

Encrypted, end to end

Your details are transmitted and stored in encrypted form. Our privacy policy sets out exactly what is collected and who it is shared with.

A request, not an approval

Each lender decides for itself

We forward your request to participating lenders. Every offer comes with its full rate, fee and repayment terms in writing.

What it costs you
$0to you, ever
  • No hidden fees
  • No prepayment penalties
  • No origination fees

FundCashAdvance charges you nothing, at any point. These are our terms, not the lender's. Every rate, fee and repayment schedule comes from the lender who makes you an offer.

Walk away anytime

Read it on your own schedule

Submitting a request never obligates you to borrow. If an offer does not fit, walk away.

Compare by category

Nine categories, one request away

Each category has its own page of partners. Pick one to compare.

Credit cardsCompare cards on real cost
Personal loans$100 to $5,000, one request
Short-term loansSmall-dollar, short duration
Debt consolidationOne payment instead of many
MortgagesPurchase and refinance
Home improvementRoofing, windows, remodels
Auto insuranceQuotes from multiple carriers
Auto warrantyVehicle service contracts
Health insuranceMarketplace, short-term, Medicare

Questions

Every common question, answered

If something here is still unclear, it is worth asking before you send anything.

Already have a loan? Questions about a loan inquiry, approval, funded loan or payments go to your lender. FundCashAdvance is not the lender, so we cannot answer questions about a pending or approved loan.
All questions
Is FundCashAdvance a lender?

No. FundCashAdvance is a free referral service. We present the request you send to a network of lending partners, and any lender who chooses to work with you sets its own rates, fees, and terms.

How large a request can I send?

You can request between $100 and $5,000. Whether a partner offers you a loan, and on what terms, is always that lender's decision.

Does checking my options touch my credit score?

Sending a request through FundCashAdvance starts with a soft inquiry, which won't affect your credit score. If you continue with a specific lender, that lender may run a full credit check with your authorization.

How fast could I receive funds?

Many lenders in the network transfer funds as soon as the next business day, if approved. Exact timing depends on the lender, your bank, and when your request is completed.

What does it cost to use FundCashAdvance?

Nothing. Our service is free and sending a request creates no obligation. We are paid by our network, never by you.

Where does my request go next?

We present it to our network of lending partners. If a lender wants to work with you, you move to that lender's own site to review the exact rate, fees, and repayment schedule before you accept anything, and you are never required to accept an offer.

How is my private information protected?

We use industry-recognized security and encryption to protect your personal information. It is transmitted and stored in encrypted form. Our privacy policy sets out exactly what is collected and who it is shared with.

Ready to send your request?

Free online request. Participating lenders respond with their own terms. Review every offer at your pace and accept only what works for you.

Start my request
Start my request