There is no need to strike out over credit cards.

Does it feel like your financial situation is at the bottom of the ninth inning? Let a dedicated specialist coach you through your best options so you can stay in the game.

One monthly program payment
Programs run 24 to 60 months, depending on your situation
Free consultation, no obligation to enroll
Graduated clients save about 44% before the program fee and 21% after it, on average

See If I Qualify

Free consultation · No obligation · Checking does not affect your credit score

How it works

Three steps to a single payment

JG Wentworth negotiates with your creditors to settle enrolled unsecured debts for less than the full balance.

Free consultation

Talk to a debt relief specialist about what you owe and where you are behind. It is free and there is no obligation.

One monthly payment

Instead of juggling several card bills, you make a single monthly program payment while your balances are negotiated.

Settle and finish

Programs run 24 to 60 months; the length depends on your situation. Not every client completes the program.

See if you qualify for debt relief

Move the slider to match your approximate total unsecured debt.

$20,000

$10,000$100,000+

Check My Debt Options

The form starts at $10,000 of credit card debt. Not all debts are eligible for enrollment.

Good to know

How JG Wentworth is rated

Trustpilot

4.8 out of 5

BBB

A+ Accredited

Google

4.5 out of 5

Ratings shown as published by JG Wentworth on Trustpilot, the Better Business Bureau, and Google. Ratings and review counts change over time.

Stay in the game

A free consultation with a debt relief specialist carries no obligation.

Start My Free Consultation

Questions

JG Wentworth, answered

Is JG Wentworth an insurance company or a lender?

No. JG Wentworth runs a debt resolution program. It negotiates with your creditors to settle enrolled unsecured debts for less than the full balance. It is not a loan and not credit counseling.

How long does the program take?

Programs run between 24 and 60 months; the length depends on your situation.

How much could I save?

Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee, as shown on JG Wentworth’s page. Results vary and not all debts are eligible.

Will it affect my credit?

Yes. Using debt settlement and not paying creditors will likely harm your credit rating, may lead to collections or lawsuits, and may increase what you owe through fees and interest.

How much debt do I need?

The form starts at $10,000 of credit card debt and runs to $100,000 or more.

Advertisement. fundcashadvance.com is a marketing affiliate and is not JG Wentworth; we may be compensated when you request a consultation. Debt resolution is not a loan and not credit counseling.

Program length varies depending on individual situation. Programs are between 24 and 60 months in length. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible for enrollment and not every client completes the program. References to "debt free" refer only to enrolled unsecured debt.

This is a debt resolution program provided by JGW Debt Settlement, LLC ("JGW"). JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state.

Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Not all individuals who enroll complete the program, including because of their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program agreement prior to enrollment.

JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation.